FEES

Elgin Mental Health Center Employees' Credit Union Fee Schedule
Loans
Loans -- Share loans $25.00
Loans -- Signature loan application fee $50.00
Loans -- New and used car loan application fee $50.00
Loans -- Late fee $35.00
Loans -- Copies of documents -- per page $3.00
Loans -- Copy of dispersed checks (each) $5.00
Loans -- Lien release letter $15.00
Loans -- NSF check fee $40.00
Loans -- Payadvance fee $50.00
Loans -- Refinance current loan for a lower rate- 2% of current balance  
Loans -- Research archived documents $25.00
Loans -- Wire transfer $35.00
Shares
Shares -- Account verification $10.00
Shares -- Accounts closed within 60 days $25.00
Shares -- Adding or removing joint owner- once per year/no charge $10.00
Shares -- Bank check -- check payable to other than account owner $5.00
Shares -- Garnishment / Levy $50.00
Shares -- Inactive / dorment *24 month period charged per quarter $5.00
Shares -- Unclaimed property *5 years $35.00
Shares -- Reopen closed account $25.00
Shares -- Share account below $25 minumum $5.00
Shares -- NSF check fee $40.00
Shares -- Reissue a check -- lost or destroyed by member $25.00
Shares -- Research archived documents $25.00
Shares -- Stop payment $40.00
Shares -- Transfer from one member to another (per transfer) $5.00
Shares -- Withdrawal fee -- one allowed per month no charge $5.00
Shares -- Wire transfer $35.00
Statements
Statement -- Copy $10.00
Statements -- Held in office $15.00
Statements -- Returned by post office $15.00
Notary Service -- Credit Union members only Free
Fax -- Local only (ask staff about non local) $2.00
Mobile Check Deposit -- Returned $75.00
Visa Debit Card -- Preloaded card $5.00
Visa Debit Card -- Reload fee $5.00
Cards -- Gift $4.00
Cards -- Travel $5.00

Fees subject to change without notice: Fees effective 10/01/2016