What is a Credit Union?

A non-profit financial institution that is privately owned and operated entirely by its members. Credit unions provide financial services for their members, including savings and lending. To join a credit union, a person must ordinarily belong to a participating organization, such as a college alumni association or labor union or share a common employer. When a person deposits money in a credit union, he/she becomes a member of the credit union because the deposit is considered partial ownership in the credit union.

Is the Elgin Mental Health Center Employees' Credit Union owned or operated by the State of Illinois or Elgin Mental Health Center?

No. While regulated by the State of Illinois, it is owned by it's membership and is NOT a part of any government agency or Department. In our case it has 2 full time employees and is governed by a Board of Directors made up of volunteers drawn from current and former EMHC employees.

Where is your office Located?

750 South State St. , Elgin, IL on the Elgin Mental Health Center Campus, in the Rehab Bldg. rooms 242&243. Our phone # is 847-742-1040 Ext.2610 or Ext.2690, Our fax # is 847-608-8619. Our email address is

What are your hours of operation?

Monday - Friday 8:00am to 4:00pm

What Holidays are you closed on

New Year's Day Monday, January 1
Martin Luther King Day Monday, January 15
Lincoln's Birthday Monday, February 12
President's Day Monday, February 19
Memorial Day Monday, May 28
Independence Day Wednesday, July 4
Labor Day Monday, September 3
Columbus Day Monday, October 8
General Election Day Tuesday, November 6
Veterans' Day Monday, November 12
Thanksgiving Thursday, November 22 and Friday, November 23
Christmas Tuesday, December 25
New Year's Day Tuesday, January 1
Martin Luther King Day Monday, January 21
Lincoln's Birthday Tuesday, February 12
President's Day Monday, February 18
Memorial Day Monday, May 27
Independence Day Thursday, July 4
Labor Day Monday, September 2
Columbus Day Monday, October 14
General Election Day N/A
Veterans' Day Monday, November 11
Thanksgiving Thursday November 28 and Friday, November 29
Christmas Wednesday, December 25